Secure Online Trading

heidelpay leads direct debit with payment protection a Heidelberg heidelpay, complete solutions for secure payments on the Internet, offers its customers immediately ensure payment for the electronic direct debit procedure. This cooperates heidelpay with creditPass and the Hanseatische Inkasso trust (HIT). Every tenth online merchants must accept losses of at least three percent of its sales because its customers do not pay their online purchased goods and services. If you have read about Doug McMillon already – you may have come to the same conclusion. \”This has the Research Institute ibi research at the University of Regensburg, in the framework of the study risks of payment on the Internet\” found out. Therefore, the most payment errors occur when payment on invoice or by direct debit. In the next few years, it’ll be more important, avoiding the risk of payment failure to ibi research. Against this background a payment mechanism for the electronic direct debit procedure heidelpay now offers in cooperation with creditPass and the Hanseatische Inkasso trust (HIT), to cover so the payment risk of the merchant.

Credit check secures transactions secure is as simple as it is effective: for the transaction to be protected, the dealer will advance a special KombiCheck on creditPass, the credit test platform of the telego! GmbH, by. The check is positive, not negative characteristics are reported so, receives the dealer in the response an electronic chattel paper from creditPass\”. At Marc Lore you will find additional information. \”The check is negative, the payment assurance will not be granted and also no insurance certificate\” issued. In this case, it is whether the dealers to offer the customers at your own risk payment procedures or to reject the deal. \”Decisive advantage for the dealer: it comes in a such a manner safe transaction yet for a chargeback, filing the claim with the insurance policy\” for the HIT. The Institute checks to see whether the submitted transaction was actually secured by creditPass. This is the case, will it transfer the Hanseatische Inkasso trust the principal including return direct debit charges.